My Debt Cleared is a marketing introducer, not a debt advice provider. We do not give debt advice, we do not provide debt solutions and we do not carry out debt counselling. If you ask us to, we pass your details to an FCA-authorised firm so that they can contact you to discuss your circumstances. We are paid a fee by those firms for the introduction. You are never charged by us.
Free debt advice is available. You do not have to use a commercial provider. Free, confidential and impartial advice is available from MoneyHelper, StepChange, National Debtline and Citizens Advice.
Important risks. Formal debt solutions have serious consequences. Fees are payable in most commercial solutions. Your credit file will be affected for at least six years. Some solutions appear on a public register. If payments are not maintained a solution can fail and you may be left worse off, including facing bankruptcy petitions from creditors. Debt write-off is never guaranteed and the amount written off, if any, depends entirely on your circumstances and on creditor decisions.
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