McCambridge Duffy: who they are and what to do if your IVA is with them
Have an IVA with McCambridge Duffy, or a letter from them? Here is who they are, what to do if you are struggling, and where to go if something goes wrong.
Applies to: England, Wales & Northern Ireland (trust deeds in Scotland)
What to do now
- If you have an IVA with them and are struggling, contact them before you miss a payment.
- Check the alternatives to an IVA before agreeing to one.
- Free, impartial advice is available from charities such as StepChange and National Debtline.
At a glance
| What it does | IVA, Bankruptcy guidance |
|---|---|
| Company | McCambridge Duffy LLP (Companies House no. OC309544) |
| Based in | Registered office London; complaints are handled from Derry, Northern Ireland |
| Group | Its website names National Debt Relief as its sister company, which provides debt advice. |
| Website | www.mccambridgeduffy.co.uk |
Who McCambridge Duffy are
McCambridge Duffy is an insolvency practice that mainly provides IVAs. Its website says it does not provide informal solutions itself and that debt advice comes from its sister company, National Debt Relief. Insolvency Service statistics list it among the largest IVA providers in 2025, with 2,263 new IVAs (3.1%).
If you already have an IVA with McCambridge Duffy
- Struggling with a payment? Tell your supervisor straight away. Most IVAs allow a payment break or a reduced payment if your circumstances change. IVA payment breaks.
- Missed payments? Missing payments can lead to your IVA failing. Act before it gets to that. Missed an IVA payment.
- Annual review coming up? You will be asked about your income and spending each year. What happens at an annual review.
- Money coming in? A windfall, inheritance or pay rise may have to go into the IVA. IVA windfalls.
- Thinking of ending it? There are routes out, including switching to another solution. Switching from an IVA.
How to complain about McCambridge Duffy
Its published complaints procedure has internal stages. You first raise the issue with your contact or their manager. Next you write to McCambridge Duffy LLP, 101 Spencer Road, Derry BT47 6AE (acknowledgement within 5 working days, response within a further 14 days). Finally there is a review by the Complaints Officer. If you are still dissatisfied, you can escalate to the Insolvency Service Complaints Gateway.
If you are unhappy with how an insolvency practitioner has acted, you can complain to the Insolvency Service Complaints Gateway, which passes complaints to the practitioner’s licensing body.
If you are thinking about an IVA
An IVA is a legally binding agreement to pay part of what you owe over usually five or six years. It suits some people and not others, and the provider is paid from your payments. Before you agree to one with any firm, read how IVA companies make money and compare the alternatives to an IVA. Free advice is always available.
Independent page. My Debt Cleared is not connected with McCambridge Duffy. We do not review or rate firms. Details were checked against the firm’s own website and official records on 21 October 2026.
You never have to pay for debt advice. MoneyHelper (government-backed), StepChange, National Debtline and Citizens Advice all give free, confidential advice with no obligation.
Common questions
Is McCambridge Duffy a debt charity?
No. McCambridge Duffy is a commercial firm. Free debt advice is available from charities such as StepChange and National Debtline.
What should I do if I can't pay my McCambridge Duffy IVA?
Contact McCambridge Duffy straight away and ask about a payment break or a reduced payment. Missing payments without telling them can lead to the IVA failing.
How do I complain about McCambridge Duffy?
Use McCambridge Duffy's own complaints procedure first. If you are unhappy with how an insolvency practitioner acted, you can complain to the Insolvency Service Complaints Gateway.