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IVA companies A–Z

Have an IVA, or a letter about one? Find the company below: who they are, what to do if you are struggling, and how to complain. We are not connected with any of them.

Applies to: England, Wales & Northern Ireland

Written by The My Debt Cleared editorial teamLast reviewed 21 October 2026Next review 21 April 2027Jurisdiction England, Wales & Northern IrelandEditorial policy
A large share of IVAs in England, Wales and Northern Ireland are set up by a small number of high-volume firms. Each IVA is supervised by a licensed insolvency practitioner, and the firm is paid from your monthly payments. If you have an IVA and are struggling, contact the firm before you miss a payment. If you are thinking about an IVA, compare the alternatives and get free advice first.

IVA companies

AFA Insolvency

IVA, Debt Management Plan, Debt Relief Order, Bankruptcy

Anchorage Chambers

IVA, Bankruptcy, Debt Relief Order, Debt Management Plan

Bennett Jones Insolvency

IVA, Debt Management Plan (informal), Debt Relief Order, Bankruptcy, Debt consolidation / remortgage

Carrington Dean

Protected Trust Deed, Debt Arrangement Scheme (DAS), Sequestration, Minimal Asset Process, IVA, Debt Management Plan, Debt Relief Order, Bankruptcy

Creditfix

IVA, Protected Trust Deed

Freeman Jones

IVA

Hanover Insolvency

IVA

J3 Debt Solutions

IVA, Protected Trust Deed, Sequestration, Debt Arrangement Scheme (DAS)

McCambridge Duffy

IVA, Bankruptcy guidance

My Debt Plan

IVA

PayPlan

Debt Management Plan, IVA, Protected Trust Deed (via PayPlan (Scotland) Limited), Debt Relief Order guidance, Bankruptcy guidance

The Insolvency Group

IVA, Protected Trust Deed

IVA fees come out of your monthly payments, so the firm is paid only if the IVA goes ahead. That is why it matters to compare every option first. How IVA companies make money.

Complaints

Complain to the firm first. If you are unhappy with how an insolvency practitioner acted, use the Insolvency Service Complaints Gateway.

Independent directory. We do not rate, rank or recommend firms, and we are not connected with any company listed. Details checked against each firm’s own website and official records on 21 October 2026.

You can get free, impartial debt advice

You never have to pay for debt advice. MoneyHelper (government-backed), StepChange, National Debtline and Citizens Advice all give free, confidential advice with no obligation.

Common questions

Are IVA companies regulated?

IVAs must be supervised by a licensed insolvency practitioner. Firms that also give debt advice or run debt management plans need FCA authorisation for that work.

IVAs explainedFree debt adviceAlternatives to an IVA
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