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Advice NI: what it offers and who it helps

An independent guide to Advice NI: what it does, what it costs, where it helps and who it suits best.

Applies to: Northern Ireland

Written by The My Debt Cleared editorial teamLast reviewed 21 October 2026Next review 21 April 2027Jurisdiction Northern IrelandEditorial policy
Advice NI is Northern Ireland's independent advice network, with member organisations across Northern Ireland. It provides free, confidential debt advice on personal and business debt by phone and online, with face-to-face help through its members. It is free to use.

At a glance

What it isDebt charity
CostFree
Where it helpsNorthern Ireland
Charity numberNIC100008
Company numberNI071966
Websitewww.adviceni.net

What Advice NI does

Advice NI is Northern Ireland's independent advice network, with member organisations across Northern Ireland. It provides free, confidential debt advice on personal and business debt by phone and online, with face-to-face help through its members.

What it can help with

  • Free, confidential tailored debt advice by freephone and online
  • Budgeting advice
  • Help choosing a debt solution
  • Negotiating with creditors on your behalf
  • Business debt advice
  • Factsheets and money management tools

Who it suits

Anyone in Northern Ireland with personal or business debts, as NI law and debt solutions differ from the rest of the UK.

Regulation

Advice NI says on its website that it is FCA-authorised (firm reference number 618881). You can check any firm on the FCA register.

How to get help

Go to the Advice NI website for current opening hours and ways to get in touch. Have a list of your debts, your income and your regular bills to hand — it makes the first conversation much quicker. Our budget calculator and debt finder can help you get these together.

Independent page. My Debt Cleared is not connected with Advice NI and does not speak for it. Details were checked against its own website and official registers on 21 October 2026; services change, so check its site for the latest.

Other free help

StepChange Debt CharityNational DebtlineBusiness DebtlineCitizens AdviceCitizens Advice ScotlandMoneyHelperAll free debt advice
You can get free, impartial debt advice

You never have to pay for debt advice. MoneyHelper (government-backed), StepChange, National Debtline and Citizens Advice all give free, confidential advice with no obligation.

Common questions

Is Advice NI free?

Free

Who is Advice NI for?

Anyone in Northern Ireland with personal or business debts, as NI law and debt solutions differ from the rest of the UK.

Where does Advice NI help?

Northern Ireland

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